U.S. Benefits

Financial Benefits


Available to all employees, Cabela’s 401(k) Savings Plan helps you prepare for a secure retirement. We match eligible employee contributions dollar-for-dollar, up to 4% of pay, on a bi-weekly basis. A host of investment funds are available including Cabela’s stock, letting you tailor a custom portfolio that perfectly meets your retirement goals. Company-matched contributions are 100% vested immediately; you are in total control of your retirement assets from the moment you acquire them. Our exclusive online resources help you establish an intelligent retirement savings strategy.

College Savings Plan

As a family company, Cabela’s strives to offer benefits for your entire family. All employees are eligible to participate in the Nebraska Educational Savings Trust (NEST), which provides significant tax benefits on contributions toward future college costs (consult your tax advisor). The NEST is comprehensive, covering tuition and fees, room and board, books, supplies, etc., and is not limited to Nebraska institutions. Universities and colleges, both public and private, are covered across the country.

Health Benefits

Medical + Dental Insurance

Cabela’s partners with Blue Cross Blue Shield to provide eligible full-time employees with comprehensive medical benefits through use of BCBS’ nation-wide PPO (Preferred Provider Organization) network. This extensive plan covers office visits (both primary care physicians and specialists), first-dollar preventive care, and other health services (such as surgeries, therapy, hospital expenses, etc.).

Cabela’s full-time health care plan also includes coverage for prescription drugs and dental benefits through Delta Dental. The four-tiered prescription drug program confers benefits to both retail and mail-order prescriptions, while the dental plan covers policyholders for preventive care and restorative work—both basic and major—and orthodontia (covered children up to age 19 qualify).

Two plan choices qualify for Health Savings Account (HSA) participation with company contributions.

Additionally, team members who decline medical and prescription drug coverage may elect to receive dental coverage independently.


All eligible full-time Cabela’s employees enrolled in our health benefits have access to an array of personal wellness tools and counseling services. Through Cabela’s partnership with BCBS, you can create a customized plan through health coaching, 24-hour help lines and more. Advice is available for personal nutrition, wellness, prescription research, and illness management. Services are also available for all employees interested in losing a little weight (or maintaining a healthy weight) or finally kicking the (tobacco) habit. Tobacco cessation coaching and prescriptions are available at no cost. The Reel in Better Health program provides a way to learn more about your personal health and offers steps towards a healthier lifestyle. In addition, the Reel in Better Health and How To Be Tobacco Free programs allow employees the opportunity to earn significant discounts on their health premiums.

Blues on Call

When health concerns arise, why wait and worry if you don’t have to? Blues on Call nurse staff is available 24/7 to help employees on the health plan recognize symptoms and choose appropriate care, find doctors and hospitals, learn to manage your health care conditions and explore treatment options, and identify possible medication side effects and interactions.

Healthy Pregnancy Program

Our families’ health is of the utmost concern to us, and that extends to family members who are still on the way. To help expectant mothers and fathers experience a happy, healthy pregnancy, Cabela’s, through Blue Cross Blue Shield, provides free resources for BCBS plan participants, including a one-on-one pregnancy assessment, 24-hour toll-free phone support, and a care package full of helpful items for new parents and their babies.

Flexible Spending Account

For full-time employees, Flexible Spending Accounts (FSAs) are a great way to save money by creating a tax-free cash reserve to pay for dependent care and/or certain health expenses. Unreimbursed medical, dental and vision expenses are covered under your FSA. Use your Health Care FSA Debit Card to make payments from your Health Care FSA quick and easy.

Voluntary Vision Plan

All eligible full and part-time Cabela’s employees can enroll in a voluntary vision plan. Vision plan participants are covered for periodic eye exams, lenses and frames, as well as many other benefits.

Life Insurance & Disability Benefits

Life Insurance & Accidental Death and Dismemberment Plan (AD & D)

For eligible full-time employees, Cabela’s pays for a term life insurance plan that awards 200% of your base salary (up to a $500,000 maximum) to your selected beneficiary. Our benefits also include coverage in the event of accidental death or dismemberment. Further, we have an attractive package of voluntary/optional term life insurance and AD&D plans that employees may purchase for themselves, spouse, and children.


Cabela’s provides short-term salary replacement benefits for full-time employees who are unable to work due to a qualifying medical disability. Employees have additional benefits available for long-term disability coverage.

Vacation Benefits


Our flexible vacation policy allows you to take time off based on your years of service to the company and hours worked. Need more vacation time? Eligible employees can purchase additional vacation on a quarterly basis. We also allow eligible employees to donate vacation.


Cabela’s gives employees six paid holidays based on employment status to enhance your time-off benefits.

Other Benefits

Tuition Reimbursement

Eligible full-time Cabela’s employees can pursue additional education with our assistance for tuition and applicable registration fees, upon the successful completion of approved classes.

Adoption Leave & Assistance

If you are growing your family through adoption, Cabela’s wants to share in your joy. We offer qualifying employees up to $2,000 reimbursement to assist families in covering costs associated with the adoption process.

Employee Assistance Program (EAP)

Sometimes advice can be priceless. Cabela’s offers an Employee Assistance Program to help balance the demands of work and home. Trained EAP professionals can guide you through personal and family issues, life’s stresses, dependent care concerns and more. Financial and legal advice is also available. Many services are completely free or at discounted rates for Cabela’s employees.

Will Preparation

To better provide for your family, all Cabela’s employees have free access to basic legal documentation, including wills, living wills, medical powers of attorney and more.

Employee Discount

As the World’s Foremost Outfitter®, we think we might have a few things on your wish list. Cabela’s gives every team member the opportunity to purchase merchandise at a discounted rate.

Supplemental Benefits

If all this isn’t enough, we offer additional supplemental benefits tailored to meet your individual needs. Plans to cover accidents, critical illness, hospitalization, supplemental life insurance, home & auto – all at affordable rates for the things you need.

Part-time Benefits

We value the contribution of each and every one of our employees, no matter their employment status. As such, Cabela’s gives all eligible part-time employees the option to enroll in the same Dental and Vision plans as our full-time outfitters, in addition to accident, critical illness, hospitalization, and whole life supplemental plans.